Testimony this week before a House subcommittee revealed that ObamaCare's exchange subsidies will not be made available to many Americans. The Washington Examiner reported that Richard Burkhauser, a Cornell University economics professor, testified that under ObamaCare: (1) employers are required to provide insurance to their employees or pay a fine (tax); (2) the employer mandate does not require employers to provide coverage to their employee's dependents; and (3) that if one family member has employer-provided coverage the whole household becomes ineligible for subsidies offered through the state-based exchanges. What does this mean for a low income worker who has employer provided coverage? They will have to buy insurance on the individual market to insure their family.  Thanks to the increase in premiums that are a result of ObamaCare, the cost for insurance could cost a family of four making $28,000 per year as much as 43% of their income.  ObamaCare does not make the American families concerns over insurance costs better, in a lot of cases it will make those concerns worse.

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